Credit Card – What’s the Advantage of Having One?

Credit card is now accepted in most stores, have you ever stopped to notice? The ‘plastic money’ is becoming the favorite of Brazilians. According to, over 80% of consumers prefer credit cards at the time of purchase. Other indicators show that the supermarket is where credit cards are most used, followed by pharmacies and […]

Reduction of default interest soon at a government session

A public hearing on the proposal for the Financial Operations and Pre-Bankruptcy Settlement Act (ZFPPN), which took place from March 4 to 19, 2014, has been completed. Among other things, there was a discussion about redefining the default interest rate on natural persons’ financial liabilities. The aim of the law is to reduce the default […]

The insurance delegation; What is it ?

The delegation of insurance consists of a borrower to freely subscribe his loan insurance contract with the insurance company of his choice, without the lending institution can oppose it when the selected contract presents a guarantee level at least equivalent to that of the loan insurance contract he has offered to his client. A delegation […]

Getting A Home Loan: What You Need To Know

Cars and car loans have grown to be equivalent. If you want to buy a brand new car, an auto loan has become a full necessity. With growing require of auto financing plus increasing competition in the auto loans market, lenders are continuously trying to innovate. Past a long period have seen pioneering ideas such […]