Do you feel overwhelmed every time you look at your current financial situation? Today’s ordinary people are swimming in debt and struggling to pay their bills from month to month. Forget saving for retirement, most American families are just trying to avoid foreclosure and bankruptcy. If you need a little help to stay afloat in the recent economic climate, we want to help.

Our website is full of helpful information about finances. From investments to the stock market to 401K’s, we’ll cover it all in our helpful articles and tutorials. If you need a little assistance to pay down your debt and get out of the hole that is eating your paycheck every month, we can help with that too. We’ll show you how to create a budget and how to implement a debt pay-off strategy that really works without causing you to feel overwhelmed.

Most people think that if they become an accountant they will also be able to work as a financial analyst, while a background in accounting will certainly help you on your path to becoming a financial analysis, there’s more to it. A good accountant doesn’t always make a god financial analysis.

It does not matter if you’re working for a large company, or if you have a few personal clients who are saving for retirement, in order to be successful, you need to make sure you have a good understanding for how investments work.

When you work for a large company, you need to understand that there will be times when even though an investment opportunity might not seem like a good move financially, it’s still something that you’re company will want to be involved with, something that will make up for the financial lost by way of great advertising. This tends to be particularly true when it comes to sponsoring non-profits and supporting special causes. As the analysis, it will be up to you to determine how much advertising you’ll get from the investment, and how much involvement the investment means you’re company will have in the project.


Being a good financial analyst require you to juggle several things at once. You need to know exactly how well the companies various investments are doing, when it’s time to abandon one and try something new, and when the company needs to stop investing in third party opportunities and pour money back into the company.

Even with all the training a person gets in college, it’s not always possible to earn a good living working as a financial analysis. In addition to all the schooling and education, there are some really basic traits that you will need to have if you’re going to be successful in this field.

You have to be the kind of person who has good instincts and knows when to trust a hunch, and when to let something go. On top of being able to predict that something will be a sound investment based solely on your instincts, you also need to be persuasive enough to convince others to trust your instincts.

Know how to hedge your bets. A good financial analysis knows that sooner or later they’re going to make a mistake. While this will never be a fun experience, knowing exactly how to head your bets means the damage will be minimal and you won’t have put yourself in a position where your job could be in trouble.

Do you have enough backbone to tell your employers no. There will be times when your employer will think they’ve found a great investment opportunity and you think otherwise. Just like when you think something’s a good idea, you’ll have to be able to present a reasonable explanation for your decision.

The job of a financial analysis isn’t the most secure. Sometimes one bad decision can cost you your job. You have to be the type of person that is willing to go through life with their career always hanging in the balance.


When it comes to choosing careers, a financial analyst isn’t a bad choice. The average salary of individuals who make up the middle of the industry earn between 54,930 and $99,100. Those that have been around for a long time and have a long history of offering sound investment advice can make as much as 140,000 a year. You shouldn’t think the money will be easy to earn. It won’t be. You’ll feel like you’ve earned every cent.

Working as a financial analysis means you’re going into a field where there’s a great deal of stress. Not only will you find yourself juggling numbers an weighing every single pro and con of each investment that comes you way, but it’s also a career path that tends to have a high turnover rate. Some people thrive on this type of environment, others don’t.

There are very strict educational guidelines regarding who can work in the field. Not only do you have to complete a bachelor’s degree program, focusing your curriculum on business and finance, but many employers won’t accept you as a senior analyst until you gotten your MBA and had three or four years of real world experience. The good news is that your educational background alone should provide you with the tools needed to get a second job teaching, which can be a great second source of income that tends to more secure.

When you start applying for jobs, you should make it a point to register with the SEC. Sometimes the institution you work for will help you with the registration program.

When most people decide that they’re going to become a financial analyst they assume that they will be doing all kinds of work with numbers, money, and research. What many don’t realize until they get their first job in the field is that they’ll also be dealing with an amazing number of people.



Financial Team

Don’t even think that you’ll be working independently. While there are some individuals who do their own financial analysis work, they’re rare. Whether you work for a financial analysis firm who handles accounts for several different companies, or you get hired by a large corporation, you should expect to work with a team. It will be the findings of the team, not an individual person your employers will listen to when it comes to financial advice.

Your Employer

Once you’ve proven that you’re a good analysis and have worked your way to the top of the team, you’ll find you spend an enormous amount of your time discussing various investment opportunities. In your situation, having a good business relationship with your employer means you need to be persuasive without coming on to strong. It takes time to learn how to provide investment advice and communicating with each employer you have will be a brand new experience.

People Looking For an Investment

Every single day, you will have people who come up to you and present you with an idea that they think your employer should invest in. Your need to find a way to listen to them, get all the details of their work, and then let them down gently if you and your employer decide they are a bad risk.

Some professionals in this field they spend more time working on communication than they do the actual investments.

Large banks, insurance companies, and other corporations only rely on their actual business for a limited portion of their income. A surprisingly large portion of their yearly earnings actually comes from investments. In order to know what projects, stocks, and other opportunities they should invest in, the business hires a financial analysis.


The financial analysis spends time looking at the current and projected economic situation, the types of investments that are doing well, an d the amount of money their employer is willing to invest and makes assessments based on their findings. They also advise the company when it’s time to withdraw their investment, and if they should stop supporting something they previously invested in. It’s a very interesting and complicated job.

The reason that companies hire the skills of a financial analysts rather than doing the work themselves comes from the fact that the analysis has better training than the organization. It requires a great deal of research and understanding of financial ebbs and flows. Another reason is because the analysis will generally take more of a financial risk than the company would if left to their own devices.

Although each company has their own procedures, it’s not enough for the financial analyst to simply tell their employers that they should make an investment. They have to show exactly why they think an investment is wise, what they anticipate the outcome to be, and how much money the company should put up. People who work in this field enjoy taking risks.