Are you tired of looking all over the internet to find the financial information you need? Are you searching for a website with all the latest economics news? If so, you have come to the right place! We are your Economics headquarters with all the recent trends in the global economy. We will help you track changes in the stock market so you can have peace of mind about your investments. You can also read information about employment opportunities and tips for becoming more successful in your own financial portfolio. Take some time to learn more about the world’s economic situation so you can be prepared for the future.
The stock market is up, corporate profits are climbing and consumer confidence is starting to inch back. So where are the jobs? Apparently, American companies are producing private-sector jobs, but they are creating more of them overseas than they are here. According to a study by The Economic Policy Institute, American companies have created 1.4 million jobs overseas this year, compared with fewer than 1 million in the United States. Had those jobs been created here, the think tank reasons, the American unemployment rate would be 8.9 percent as opposed to 9.8 percent as it was last month.
But this is not just a case of greedy corporations moving low-skilled jobs overseas so they can flood the American market with cheap imports. For one thing, the jobs that are being created abroad are not just low-skilled factory jobs. Companies are making software and semiconductors overseas, not just toys and clothes. For another, the products that they are making are not all coming back to U.S. markets. According to press reports, demand has grown dramatically this year in emerging markets such as India, China and Brazil, where a growing middle class is buying products that once would be sold only here.
Domestic profits are a result of cost-cutting by American businesses, but the companies are not going to increase their payrolls until they have more hard evidence that demand for their products will climb. “Companies will go where there are fast-growing markets and big profits,” Columbia University economist Jeffrey Sachs told The Associated Press. “What’s changed is that companies today are getting top talent in emerging economies, and the U.S. has to really watch out.” The United States still has the world’s biggest economy and the most important market.
The same forces that create jobs overseas would create them here if demand for goods and services were higher. In the past decade, cheap credit was seen as the answer, but it has had a devastating result on individuals and the federal government. Both will struggle to pay for the excesses of that era. Programs such as the recent tax cut compromise should help boost demand and start the positive trend that will be needed to cut unemployment and give the nation the resources it needs to pay its bills.
School time is right around the corner and with that comes the stress of being able to purchase all those school supplies for your child. Some of those supplies can be very expensive and most kids in today’s classroom are required to have a lot of things for the school year. Most school supply lists total at least a $100 and sometimes more than that. Knowing where to shop and how to save money is imperative so you do not break the bank when school time rolls around.
First get your child’s school supply list and look at what is needed. Once you do this look at local store flyers as well as online to find the best possible place to purchase everything. While you may think that buying everything from one store is the easiest it can be very wrong when it comes to saving money. In order to save the maximum amount of money watch for the sales and if they only have one item on your child’s school list get it. You will at least save that much. If you have multiple children it will help to purchase in bulk as your children will need it. Shopping at stores like a Dollar store will help you save further money on school supplies.
In order to save even more money on school supplies, consider buying in bulk from online websites like dollartree.com. There you can purchase many different types of school supplies in bulk and have them delivered right to your front door. Other options to save money include shopping for school supplies during the previous school year where prices may be cheaper than other times of the year.
Do you need some extra cash? Here are a few ways to generate some cash flow to pad your bank account!
Have a garage sale. If you haven’t used it in a year, it’s probably not something you need. Sell it!
Garage sales are a great way to get rid of the clutter of unwanted items and make a little money at the same time. Price your items reasonably, but leave some wiggle room on most everything. Be willing to negotiate prices as the sale draws to a close to help move items, too.
Take to the internet. Resale groups are popping up all over the internet. There’s probably one for an area near you, too. People are posting photos of everything from baby clothes to vehicles and making cold hard cash by selling them online. It’s good to stick to local sites for the most part so you don’t have to worry about shipping items.
Don’t have a lot of items to sell – sell your skills! Are you great with kids? Offer your services as a sitter. Do you enjoy working with computers? You can make money working on computer problems or teaching people how to build websites. Love to cook? Offer a cooking class or cook dishes for others and sell them! The possibilities are endless! Chances are, you have a marketable skill that can be turned into a job!
Finally, that money that you make – find a way to make it grow – invest some of it, or put it in an interest bearing account. Give it time and you’ll see that small amount can grow into a larger one.
In this economy, many people are in debt and can’t seem to get our from under it. Their debt is taking over their lives and they feel overwhelmed as to how to get rid of it. Debt is sometimes years and years or bad financial choices. Many people just need to change the way they view money and their personal spending habits. There are 5 simple steps to lowering your debt and creating some financial peace in your life.
#1: Get rid of all credit cards. If you have any credit cards, cut them up, and use only cash on all purchases. If you do not have the cash for something then you just do not buy it. Using cash helps people to understand how much they are spending and where their money Is going. Many people will set aside a certain amount of cash for the week and that is what they will use for groceries, gas and necessities.
#2: Start paying off lowest debt. Many people will try and pay off big debts, which are going to take a long time. The best thing to do is to start paying off the smallest debt you have and when you have paid it off, you feel like you are moving forward. Then move on t the nest lowest and go from there.
#3: Ask for assistance if you combine your debts. Many places, especially credit cards will lower what you owe if you combine it all on one card or one bill. Some of these companies will take 50% off of your debt for doing this.
#4: Start saving. If you have any extra money come in: save it. Many times you can save a certain amount and pay off a debt in one payment and then start saving again. You also need to have some sort of savings set aside for things like car repairs or problems in your home.
#5: Spend less: Many people that start paying off debt realize that the less they spend on unnecessary items, they more they have to pay off bills and debt. Make a choice as to what are needs and what are wants.
Jefferson County, Alabama has filed for bankruptcy. This is the biggest municipal bankruptcy in U.S. History. The action was taken because the county commissioners could not come to terms with the county’s creditors over $3.14 billion of debt. They had previously believed that a settlement was in the works that would allow the county to restructure debt incurred from bonds issued to rebuild the county sewer system.
There were allegations of fraud, mismanagement of funds and bribery that resulted in over 22 convictions of the people involved. Former Birmingham Mayor Larry Langford is serving a 15 year prison sentence for his part in the mismanagement that caused program costs to increase astronomically. Attempts by the county to cut costs have lead to widespread layoffs of county workers and cuts in services, but these have done little to help stem the flow of debt.
The deal reached in September broke down due to infighting between the 25 legislators that represent the area in the state. The deal required the state to step in to help the county close its budget deficit and create a new sewer authority.
There is also contention about how much sewer rates would rise to residents affected. The county wanted only an 8.2 percent increase in rates, but the court-appointed advisor wanted a higher rate. Since the county has now been forced into bankruptcy, the rate is likely to be even higher.
Other municipalities have been forced into bankruptcy this year include Boise County, Idaho, Central Falls Rhode Island, and Harrisburg Pennsylvania. Until this most recent filing, Orange County California was the largest municipality to declare bankruptcy in 1994.
K2 incense is fast becoming everyone’s favorite incense. If you have never heard of K2 incense you are probably wondering what it is. K2 incense is considered an herbal incense, but it is also often called a synthetic marijuana. The fact that it is an synthetic marijuana has caused a few states to pass legislation regarding the sale and use of the incense.
As soon as you start to use k2 spice incense in your home, you will notice a huge difference. The first thing that you are going to discover is that the K2 incense packs a powerful punch. Shortly after you start to simmer it, the scent will fill your entire home. K2 incense is considerably more powerful smelling than any candle. Once you have started to simmer the K2 incense, you will no longer have to use any open flames, so in addition to being more powerful than candles, K2 is also a great deal safer to use.
The second thing you will notice is that although it is strong enough to waft through our entire home, the K2 Sex incense is not nearly as over powering as many types of commercial air fresheners. The lingering aroma is pleasant and you will find yourself taking huge breaths and savoring the way the air smells.
One of the things you should never plan on doing is smoking or consuming K2 incense. Not only is the consumption of the incense potentially illegal, it is also a dumb idea. Consuming K2 incense would be the same things as licking the gel filling that many home air fresheners use, you just don’t want to do it. K2 ultra incense is meant to be simmered, not smoked, eaten, or injected. If you can’t use it properly, you should not purchase it.
There are some things that need to be considered before you buy k2 spice. Previous to purchasing the K2 incense, you want to make sure that you are getting the real deal. There are lots of websites that claim to be selling K2 incense when really they are simply marketing a cheap knock off product and hoping to make some extra money. The scent of fake K2 dissipates very quickly and is not suitable for freshening your entire home, or even a single room. Are you wondering how to tell if K2 is real, natural k2? The easiest way to see if you are placing an order for authentic K2 is by checking the website. If they are marketing authentic K2, than they should have an official seal. If there isn’t an official seal that you want to report the sale of the fake K2 right away so actions can be taken to prevent them from flooding the world with phony K2. You owe it to yourself to buy cherry k2 smoke that is authentic.
Creating a pleasant smelling living space is only one of the things you can use K2 incense for. There is actually a K2 incense that works as an aphrodisiac. This K2 eLiquid will be something that both you and your partner will quickly become fond of. It does not take much of this type of K2 to set the mood. Just a single drop will keep you in each other’s arms all night long.
I will admit it. When my family first proposed that I should try electronic cigarettes I was skeptical. I failed to see how they could possibly be any good. I was used to chain smoking my traditional cigs, especially during tax season since I worked 60 hours a week as an accountant and financial manager. The very idea of a cigarette that did not have tobacco or tar, but did contain a vaporizer and battery seem laughable. There was no way that I was going to be dumping my old reliable Virginia Slims in favor of some weird V2 Cigs that my dad had seen on the internet.
My husband knows me better than anyone else in the world and has come up against my stubborn streak again and again, and he really wanted me to try out the electronic cigarettes once he heard about the health benefits of switching. So rather than argue with me, he did what he always does; he looked for a way to circumvent my stubborn streak. His solution was to give me an eSmoke starter kit for my birthday present. I was furious but he told me that the starter kit had everything I needed to really try out the electronic cigarettes and if I did that, than he would buy that tennis bracelet I have been begging for.
I was not happy, but I really wanted that bracelet and I ultimately decided that I was behaving like a petulant child. When I finally got around to opening up the starter kit, I was still sulking, but I had accepted that I had nothing to lose. At the very least, I would know the winner of the old Green Smoke vs. V2 Cigs debate.
The first thing that I noticed was that instead of the cold plastic I was anticipating, the electronic cigarettes felt like my own cigarettes and rested comfortably in my fingers. The fact that they felt so normal helped put me at ease. My husband had already taken the liberty of making sure that the lithium battery was fully charged and that the cigarette was fully assembled so all I had to do was turn the cigarette on, and wait for the vapor to start wafting out of the mouthpiece.
I expected the vapor to taste terrible, but it didn’t. My husband chose a cartridge that was just like the cigarette smoke I had been enjoying since my sophomore year of high school. It felt the same as well. It took me a couple of days to admit to my husband that I enjoyed the e-cigs as much as my traditional cigarettes and that there was really no reason why I couldn’t make the change. The reason it took me so long was because I hate to admit that he was right and I was wrong about anything.
I should have spoken up sooner though! Not only did I get the bracelet, but my husband also splurged on a matching pair of earrings. I was stunned. He told me that since the only thing I would need to keep ordering for my electric cigarettes was the cartridges, and each one of those cost a third of what a pack of cigarettes costs, we could easily afford the earrings, especially if I used electronic cigarette coupons when I ordered cartridges. Now that I know how much money we are saving, I have decided that next year we are going to use that savings so that we can go to Hawaii for our anniversary.
If you are skeptical like I was, I would really suggest that you read the electronic cigarette reviews on the internet. You can learn a lot by scoping these out from time to time and following the advice of other smokers.
It has been a very long time since I have seen my American cousins. My uncle use to bring them to Britain all the time so that we could get to know one another while he bonded with his brother, my father, and also visited the rest of his family. After my uncle died, the visits stop and I think the last time that side of the family traveled to Britain must have been nearly twenty years ago. Even though we have not seen one another, we still stay in touch online. Since I do the majority of my business on the internet, I am often logged in to Skype or Gmail throughout the business day and my cousins can catch me then for a quick chat.
A few months ago, I was working on a new business proposal when my cousins popped up online. They invited me to the United States and I jumped at the opportunity. I have met many Americans, but have never had an opportunity to travel to the country. I was thrilled to see my relatives and they spent an enormous amount of time driving me around their homeland and letting me see the sights.
My only complaint with the country is that no one seems to know how to make a decent cup of tea. Every time my cousins tried to make it, the results tasted like flavored water. If I wanted something to drink, I needed to make it myself.
One day, as we were driving to Niagara Falls, someplace that I have always wanted to visit, one of my cousins asked me what I was doing on my phone. I showed her the screen and told her I was playing a free game of online bingo at Costa Bingo. She was stunned. She had never even heard of online bingo, much less thought that anyone would actually play the game at one of the bingo sites.
I was nearly as stunned. I thought that everyone played online bingo because the new bingo sites were advertised everywhere! That was certainly how it seemed in London. My cousin was curious so I showed her how the website worked and explained that most of the online bingo sites offered two types of online bingo. They were set up with free bingo games and bingo jackpot games which charged a small fee for each playing card that was used. I than showed her how to set up the cards and told her that I only had a limited amount of time to mark each card before the website would block my movements. After I was done playing, my cousin used my account and played a game on Bingo Cove.
She loved it. When we got back to their house she created her own account on the website that I use and plays almost daily. When we aren’t competing against one another, we are chatting about our respective families. Sometimes we laugh about that disgusting American tea over a game of Fluffy Favourites. I’m glad that while my cousins could share their American culture with me, I was able to share a little bit of the UK with them through the new bingo sites.
Times are tough. The entire world is in a recession and things really do not show signs of getting better any time soon. One of the things that can make things a little easier is online sports betting.
Sports have always been an important part of world culture. They give people something to talk about and a hot topic to argue over. There are times when sports are about the only thing the world is able to unite over. There is nothing that the world appreciates more than a good sporting story about an underdog who is able to overcome one challenge after another and win. It does not seem to matter if the game is a high school hockey game or if it is the Olympics, as long as the story is good, people are happy and for a moment the world is infused with a sense of hope.
Sports are also good for the world economy. People want to feel like they are a part of things. Even when money is tight, they will pile into the car so that they can see their favorite team play. This is what the local economy needs. It means that instead of hording their money, the sports fan is spending it. Economists are also starting to realize that sports betting online is good for the world’s economy.
In the past, before the internet was in nearly every home, if a person wanted to indulge in some soccer betting or cricket betting, they had to make an arrangement with a bookie. These deals always seemed kind of shady, so few people got involved with sports betting. Now, people can bet on their favorite sporting event without ever having to leave their home. The online casinos provide a safe environment and the person does not feel any pressure to make a larger wager.
The bets themselves do not really do much to help the global economy. Most people are very smart when it comes to sports betting and will usually place the smallest possible wager allowed. What this does is increase the person’s interest in the sporting events. As soon as the bet is placed, they have a reason to watch the game.
The more people who place a bet on, say the Kentucky Derby, the more people who are going to tune in to watch the race on television. The increased viewership means that more people are also going to be seeing the commercials that are aired during the event. The increased viewership will lead to an increase in sales. The people who run commercials during the Kentucky Derby are not the only ones who are going to benefit from the sports betting.
When a person becomes interested in the online horse racing betting and the Kentucky Derby, they are going to start doing research. In this day and age that means they are going to be searching the internet for all information about the trainers, the jockeys, the horses, and a hundred other things that are connected to the event. This means anyone who advertises on the right websites should experience an increase in sales. All of these extra sales provide the global economy with a much needed boost. The bigger a sporting event is, the more sports betting online there will be, which leads to greater stimulation of the world’s economy.
There is nothing better than spending a day at the spa, getting pampered with all kinds of treatments that leave you feeling refreshed and more beautiful than ever. I have always enjoyed visiting the various spas in our area and so when I graduated with my MBA, I decided it was time to open my own spa service. The only problem was that I had very little money to invest in my project. I had to do some research and come up with some creative ways to cut costs while creating a relaxing oasis that would draw a steady flow of customers. In the end, my spa was a success and now we have three different locations to accommodate all of our customers. Here are some of the secrets I discovered to help save money when opening a spa center.
1. Get Back to the Basics
Don’t assume that a spa has to be extremely modern to be relaxing. You can use very simple things to create a great environment that people enjoy. Just by installing a few Jacuzzi tubs by an outdoor fireplace, you will give your guests the experience they are seeking without breaking the bank on huge water features.
2. Use Temperature
The body responds to changing temperatures by relaxing and purifying itself of built up toxins. That is why saunas are such a popular addition to any spa. Make sure you add a large sauna area with continuous steam for your customers to enjoy.
3. Offer Little Luxuries
By providing your guests with small luxuries like sweet smelling soaps and access to hair styling products, they will feel pampered with very little money invested from your bank account. You can provide comfortable slippers and cozy terry cloth bathrobes for your guests to enjoy after they have finished relaxing in your whirlpool tubs.
4. Provide Spa Services To Go
One of the best ways that we promoted our spa was to offer “to go” services for businesses. We would set up an afternoon where we stopped in at lunch time to offer a complimentary manicure or short massages to the employees. They loved it and many decided to visit our spa and enjoy our air bathtubs as a result!
Whether you are opening an elaborate facility or a simple day spa, you can make a huge impact on your customers by adding simple attractions like a sauna, comfortable slippers, and outdoor whirlpool bathtubs. These are the things that guests look for and they create a successful business for you. Use whirlpool spas to get your guests excited about your new business and make sure that you buy whirlpool tubs online to get the best deal for your business and your customers too.
With so many people feeling the pinch of a strained economy, it is likely that you too belong in the group of those looking for ways to earn extra money. Perhaps you have thought about getting a second job in order to pay your bills. While this may be a great idea for some, there are other options you may want to consider that can not only make you money, but can also be considered a great form of entertainment. If you love playing games and making money, then you may want to check out sites like Ritzy Bingo.
These sites are great because they offer players the chance to supplement their income by simply playing a few games online. If you have not yet spent the time to look at what games are available online, now is the time to check it out. One game many people are having fun playing is gossip bingo. Some have found the game by simply doing a search for online bingo games while others have used bingo review sites to find out what sites other gamers are most interested in playing. Either way, you will surely have plenty of fun visiting this site.
Another site that is just as good and could mean pairing fun with winning money is Bingo Hollywood. You may also be pleased to know that when you are winning money and then spending it at retailers you are helping the economy by putting your money back into it. This is a situation where everyone involved wins. You get money just by playing a game that you love while the stores make money off of whatever you buy.
Even if you do not want to put a lot of money down while playing bingo games, there are options of games that will fit your needs. Almost all online game sites offer no deposit free bingo for those who do not want to spend a lot while playing online. This is a great way for beginning players to start playing online when they are still working on perfecting their gaming skills. After a few practice games, they will no doubt be ready to play games that offer large jackpots.
Buying a vehicle can be a very exciting experience especially when you have been saving your money for the perfect one. While many people have a dream car that they hope to one day own, they rarely think of the things that go along with owning a vehicle. If you cannot pay for your car outright when you buy it, you will need to get a loan from a financial institution. While many people have no problem finding someone to finance their purchase, not everyone will be approved for a 0% car finance loan.
If you currently own a home you understand the extra costs that go into a large purchase like a home or a vehicle. When you buy a home you must factor into your budget the cost of home insurance as it will likely be required that you have insurance to be approved for a home loan. Another kind of insurance that some homeowners must pay for if they plan to rent out their home is landlord insurance.
And just like a homeowner, someone who is thinking of purchasing a vehicle must factor in the cost of insurance for their car. Cheap motor trader insurance may be something that you want to look for online. Another option, if you are already a homeowner is to find out if you can save money on both your home insurance and vehicle insurance by getting them through the same company.
Drivers without any accidents on their record should know that this too could mean a lower cost policy. If you have had accidents in the past, you should know that they will likely have a negative effect on how much you will have to pay for insurance. Sometimes you can work with your insurance company to see if they will be able to offer you a lower rate if you are unable to afford the price first quoted to you.
It should also be noted that any time you think that your driving record is inaccurate you should see about getting it corrected. Often times this simply means calling your insurance company and letting them know of the error. If they are unwilling to work with you, a last resort may be to seek free legal advice. The last thing you would want is to have an accident that was not your fault on your record.
As the economy hit many car manufacturers last year, many consumers wondered if vehicle sales would continue to decline and how many of those manufacturers would just give up and call it quits. But the bad economy seems to be helping car manufacturers work more quickly on creating vehicles that will not only protect the environment but that will also be affordable to the average consumer. As gas prices continue to rise, many people are looking for electric cars for sale. In fact, electric vehicle (EV) sales are on the rise as consumers realize that the money they save on gas and maintenance will make the purchase worth their while.
So far in 2010, the number of EV sales has reached over 50,000. The total number of new EV cars sold in 2009 was over 200,000. While those numbers were lower than the 2008 totals, car manufacturers are optimistic that the numbers for this year are already showing that EV sales are on the rise.
Toyota has consistently been number one in EV sales with over 30,000 cars sold already this year, well above the next highest seller, Ford, with only just over 7,000 cars sold. In fact, Kelley Blue Book named the 2010 Toyota Prius as the number one car for this year. The Honda Insight was named number two as the “most affordable hybrid.”
As consumers realize the value of running their vehicles on electricity, the word is getting out that these vehicles are definitely worth the money. The major obstacle that has continued to hinder EV sales is the cost of the hardware, especially the cost of the battery packs needed to run these vehicles. Car manufacturers are constantly working on making these cars more affordable for the masses.
Even the government is encouraging the sale of eco-friendly vehicles. The Plug-In Electric Vehicle Credit was modified by the American Recovery and Reinvestment Act of 2009 to provide a tax credit for qualified vehicles that were purchased after December 31, 2009, through 2014. The credit offered is currently between $2500 and $7500, depending on the battery capacity of the vehicle. The government also offers a Hybrid Tax Credit up to $3400, but many of the current qualified vehicles will phase out of this credit by this year. Be sure to check with a tax professional to check if your vehicle applies for a credit.
As consumers become more aware of vehicles that are run with other sources besides gasoline, the future of EV sales continues to look bright – even in a tough economy. As car manufacturers continue to improve vehicular technology and the government offers incentives, more people will be able to afford a vehicle that will help them save money and protect the environment.
There are many reasons why we should go green and do our part to be kind to the earth. Many people believe that global warming is an issue more people should be concerned about and want to do what they can to make a difference. Another reason to be concerned about being green is that we want to make sure the earth and all the resources we cannot live without are still around for future generations.
Being a smoker does not mean that you cannot have these same green beliefs. A fairly new product aimed at helping smokers be more environmentally conscious is the electronic cigarette. Though you do not have to be a believer in global warming to read electronic cigarette reviews many people who have bought Smoke Tip electronic cigarettes have done so out of love for the earth.
There are many reasons beyond environmental factors that cause people to switch to Premium e cigarettes. Just take a look at any Green Smoke review and you will find plenty of reasons why you should consider a switch. The Green Smoke Buyer’s Guide will give you even more information about e-cigs and why they can be a positive change for the environmentally conscious smoker and a buyer’s guide can also help you to fine Green Smoke coupons that will make your purchase of the starter kit even more economical. Even if you are not a smoker, you can promote awareness among any friends who smoke.
Another source of information about e-cig brands like V2 Cigs, read V2 Reviews here, are websites that offer e cigarette reviews. An electronic cigarette review will provide you with specific views on why more and more smokers are turning to e-cigs. The Safe Cig review will tell you why some consumers prefer this brand over other kinds of cigarettes.
One big reason why an e-cig is a great alternative for smokers who like to think green is that e-cigs do not produce smoke. Though this is the reason some choose to switch, it is a very important reason for green thinkers. Instead of smoke, these cigarettes produce a vapor from cartridges.
This also means that these cigarettes can be smoked where traditional cigarettes are banned. Smokers of all kinds will be thankful for that. And knowing that they are decreasing the pollution of the earth can be an added bonus.